Florida does not have non-judicial foreclosure. It does not have anti-deficiency laws.
This article says that the foreclosure process takes about 5 months. (please seek a lawyer's advice, do not rely on this because you situation may be different.)
The foreclosure begins when a lender files suit and records a lis Pendens.
Florida Foreclosure Laws
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Borrowers who seek foreclosure help early are much more likely to work out a solution, no matter how dire their situation. Based on your situation, your lender may be able to provide the foreclosure help that you need.
Foreclosure Attorney Dayton
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