Loan Modification - Citibank

According the California Association of Realtors, Citibank has a new program. Form November 11, 2008 to sometime in may 2009:


Must be first mortgage and must be a loan Citi owns.
The property must be the primary residence and owner occupied (owner may own a second home).
The borrower is working in good faith with Citi.
The borrower currently may not be behind on their payments but may require help to stay current.
Current total monthly mortgage payments exceed 38 percent of gross monthly income.

For more information on Loan Modification in California