Must be a first mortgage and must be a loan owned, or securitized and serviced, by IndyMac Federal
Primary residence and owner occupied
IndyMac borrower already seriously delinquent or in default.
IndyMac borrowers at risk of default due to payment resets or changes in the borrowers’ repayment capacities.
Modifications would be designed to achieve sustainable payments at a 38 percent debt-to-income (DTI) ratio of principal, interest, taxes and insurance.
For more information on Loan Modification
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